10accounts we track

  • Savings3
  • Money market2
  • Checking5

Bank in Walnut Creek, CA

Mechanics Bank

FDIC-insured · certificate 1768

Savings, money market and checking, with every rate from Mechanics Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Mechanics Club SavingsSavings account · $25 to openNot stated—None
Mechanics Personal SavingsSavings account · $25 to openNot stated—$5 a month
Mechanics Savings Account for MinorsSavings account · $5 to openNot stated—Not stated
Mechanics Personal Money MarketMoney market account · $100 to openNot stated—$10 a month
Mechanics Platinum Market RateMoney market account · $50,000 to openNot stated—None

Checking

Against 1043 checking accounts
Mechanics EssentialChecking account · $25 to openNot stated#193$7 a month
Mechanics Bank On Certified Basic Checking AccountChecking account · $25 to openNot stated#298None
Mechanics Personal CheckingChecking account · $25 to openNot stated#660Not stated
Mechanics AdvantageChecking account · $25 to openNot stated#941$16 a month
Mechanics PremierChecking account · $25 to openNot stated#977$24 a month

Against the market

How Mechanics Bank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Mechanics EssentialChecking account#193 of 1043
  • Mechanics Bank On Certified Basic Checking AccountChecking account#298 of 1043
  • Mechanics Personal CheckingChecking account#660 of 1043
  • Mechanics AdvantageChecking account#941 of 1043
  • Mechanics PremierChecking account#977 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.