APY on $10,000

0.15%

As of Nov 1, 2026. Rates are variable.

MidFirst Bank · Savings account

MidFirst Cowboy Savings

$15 a year on $10,000 at today’s 0.15% APY. No monthly fee. $25 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Branch access
  • Interest bearing
  • Joint accounts
  • Minor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
dailymidfirst.com, checked Nov 1, 2026

Fees

Monthly fee
Nonemidfirst.com, checked Nov 1, 2026
Minimum to open
$25midfirst.com, checked Nov 1, 2026
Overdraft fee
$35midfirst.com, checked Nov 1, 2026
Returned item (NSF) fee
Nonemidfirst.com, checked Nov 1, 2026
Overdraft transfer fee
$12.50midfirst.com, checked Nov 1, 2026
Most overdraft fees in a day
5midfirst.com, checked Nov 1, 2026
Withdrawals a month
6midfirst.com, checked Nov 1, 2026
Fee for each withdrawal over the limit
$3midfirst.com, checked Nov 1, 2026
Out-of-network ATM fee
$2.50midfirst.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
3%midfirst.com, checked Nov 1, 2026
Incoming domestic wire
$12midfirst.com, checked Nov 1, 2026
Outgoing domestic wire
$25midfirst.com, checked Nov 1, 2026
Incoming international wire
$15midfirst.com, checked Nov 1, 2026
Outgoing international wire
$50midfirst.com, checked Nov 1, 2026
Inactivity fee
$5midfirst.com, checked Nov 1, 2026
Early closure fee
$25midfirst.com, checked Nov 1, 2026
Cashier’s check
$5midfirst.com, checked Nov 1, 2026
Stop payment
$30midfirst.com, checked Nov 1, 2026
Card replacement
$5midfirst.com, checked Nov 1, 2026

Who can open it

Minimum age
17midfirst.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on midfirst.com

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