APY on $10,000

0.15%

As of Nov 1, 2026. Rates are variable.

MidFirst Bank · Savings account

MidFirst Performance Savings

$15 a year on $10,000 at today’s 0.15% APY. $4 a month. $100 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Branch access
  • Debit card
  • Interest bearing
  • Joint accounts
  • Minor accounts
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $9,999
0.10%
$10,000 and up
0.15%

The bank’s rates · as of Nov 1, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
dailymidfirst.com, checked Nov 1, 2026

Fees

Monthly fee
$4 a monthmidfirst.com, checked Nov 1, 2026
Ways to avoid the monthly fee
you maintain a minimum average daily balance of $250midfirst.com, checked Nov 1, 2026
Minimum to open
$100midfirst.com, checked Nov 1, 2026
Overdraft fee
$35midfirst.com, checked Nov 1, 2026
Returned item (NSF) fee
Nonemidfirst.com, checked Nov 1, 2026
Overdraft transfer fee
$12.50midfirst.com, checked Nov 1, 2026
Most overdraft fees in a day
5midfirst.com, checked Nov 1, 2026
Withdrawals a month
6midfirst.com, checked Nov 1, 2026
Fee for each withdrawal over the limit
$8midfirst.com, checked Nov 1, 2026
Out-of-network ATM fee
$2.50midfirst.com, checked Nov 1, 2026
International ATM fee
Nonemidfirst.com, checked Nov 1, 2026
ATM fees refunded, up to
$15 a monthmidfirst.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
3%midfirst.com, checked Nov 1, 2026
Incoming domestic wire
$12midfirst.com, checked Nov 1, 2026
Outgoing domestic wire
$25midfirst.com, checked Nov 1, 2026
Incoming international wire
$15midfirst.com, checked Nov 1, 2026
Outgoing international wire
$50midfirst.com, checked Nov 1, 2026
Inactivity fee
$5midfirst.com, checked Nov 1, 2026
Early closure fee
$25midfirst.com, checked Nov 1, 2026
Cashier’s check
$5midfirst.com, checked Nov 1, 2026
Stop payment
$30midfirst.com, checked Nov 1, 2026
Card replacement
$5midfirst.com, checked Nov 1, 2026

Who can open it

Minimum age
17midfirst.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on midfirst.com

We don’t earn anything from this link.