APY on $10,000

0.05%

As of Nov 8, 2026. Rates are variable.

Mountain America · Savings account

Mountain America Primary Savings

$5 a year on $10,000 at today’s 0.05% APY. Monthly fee not stated. $1 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#188of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$100macu.com, checked Nov 8, 2026
To earn the APY
You must maintain a minimum daily balance of $100 in your account each day to obtain the disclosed APY.macu.com, checked Nov 8, 2026
Interest compounds
Dividends credited monthly; compounded if they remain in the accountmacu.com, checked Nov 8, 2026

Fees

Minimum to open
$1macu.com, checked Nov 8, 2026
Incoming domestic wire
$10macu.com, checked Nov 8, 2026
Outgoing domestic wire
$15macu.com, checked Nov 8, 2026
Paper statements
$2 a monthmacu.com, checked Nov 8, 2026
Early closure fee
$1macu.com, checked Nov 8, 2026

Who can open it

Membership
Membership required:macu.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on macu.com

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