APY on $10,000

1.10%

As of Nov 8, 2026. Rates are variable.

Mountain America · Money market account

Mountain America IRA Money Market

−$10 a year on $10,000 at today’s 1.10% APY. Monthly fee not stated. No minimum to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#112of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $2,500
0.50%
$2,500 and up
1.00%
$10,000 and up
1.10%
$25,000 and up
1.60%
$50,000 and up
2.00%
$100,000 and up
2.65%
$250,000 and up
3.45%
$1,000,000 and up
3.85%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0macu.com, checked Nov 8, 2026
Interest compounds
Dividends credited monthly; compounded if they remain in the accountmacu.com, checked Nov 8, 2026

Fees

Minimum to open
Nonemacu.com, checked Nov 8, 2026
Incoming domestic wire
$10macu.com, checked Nov 8, 2026
Outgoing domestic wire
$15macu.com, checked Nov 8, 2026
Paper statements
$2 a monthmacu.com, checked Nov 8, 2026
Early closure fee
$1macu.com, checked Nov 8, 2026

Who can open it

Membership
Membership required:macu.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on macu.com

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