APY on $10,000
3.83%
As of Nov 1, 2026. Rates are variable.
OceanFirst Bank · Savings account
OceanFirst High Yield Savings Special/+
$0 a year on $10,000 at today’s 3.83% APY. Monthly fee not stated. $250 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer document · oceanfirst.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- not stated
- Monthly fee, a year
- not stated
- A year
- $0
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer document · oceanfirst.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · open.oceanfirst.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Bill pay
- Free external transfers
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $50,000open.oceanfirst.com, checked Nov 1, 2026
- To earn the APY
- $50,000 minimum balance required to earn promotional APY of 3.83%
- $250 monthly minimum balance required
- APY when those aren’t met
- 3.76%open.oceanfirst.com, checked Nov 1, 2026
Fees
- Minimum to open
- $250open.oceanfirst.com, checked Nov 1, 2026
- Overdraft fee
- $30oceanfirst.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $30oceanfirst.com, checked Nov 1, 2026
- Overdraft transfer fee
- Noneoceanfirst.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 1oceanfirst.com, checked Nov 1, 2026
- Withdrawals a month
- 3oceanfirst.com, checked Nov 1, 2026
- Fee for each withdrawal over the limit
- $5oceanfirst.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $2.50oceanfirst.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 1%oceanfirst.com, checked Nov 1, 2026
- Incoming domestic wire
- $15oceanfirst.com, checked Nov 1, 2026
- Outgoing domestic wire
- $30oceanfirst.com, checked Nov 1, 2026
- Outgoing international wire
- $50oceanfirst.com, checked Nov 1, 2026
- Paper statements
- $5 a monthoceanfirst.com, checked Nov 1, 2026
- Inactivity fee
- $15oceanfirst.com, checked Nov 1, 2026
- Early closure fee
- $35oceanfirst.com, checked Nov 1, 2026
- Cashier’s check
- $10oceanfirst.com, checked Nov 1, 2026
- Stop payment
- $35oceanfirst.com, checked Nov 1, 2026
- Card replacement
- $5oceanfirst.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money