APY on $10,000
0.03%
As of Nov 1, 2026. Rates are variable.
OceanFirst Bank · Savings account
OceanFirst Holiday Club
$3 a year on $10,000 at today’s 0.03% APY. No monthly fee. $1 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer's page · oceanfirst.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.03%
- Monthly fee, a year
- $0
- A year
- $3
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer's page · oceanfirst.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · oceanfirst.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · oceanfirst.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Automatic savings
- Interest bearing
- Minor accounts
- No minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $1oceanfirst.com, checked Nov 1, 2026
- To earn the APY
- A minimum balance of $1 must be in the account each day to earn interest and obtain the disclosed annual percentage yieldoceanfirst.com, checked Nov 1, 2026
- Interest compounds
- Interest is credited annuallyoceanfirst.com, checked Nov 1, 2026
Fees
- Monthly fee
- Noneoceanfirst.com, checked Nov 1, 2026
- Minimum to open
- $1oceanfirst.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 13oceanfirst.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money