APY on $10,000
0.02%
As of Nov 1, 2026. Rates are variable.
Old Second National Bank · Savings account
Old Second JUNIOR SAVERS
$2 a year on $10,000 at today’s 0.02% APY. Monthly fee not stated. $10 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer document · oldsecond.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.02%
- Monthly fee, a year
- not stated
- A year
- $2
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer document · oldsecond.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer document · oldsecond.com · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Interest bearing
- Minor accounts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- quarterlyoldsecond.com, checked Nov 1, 2026
Fees
- Minimum to open
- $10oldsecond.com, checked Nov 1, 2026
- Overdraft fee
- $36oldsecond.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $36oldsecond.com, checked Nov 1, 2026
- Overdraft transfer fee
- Noneoldsecond.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 5oldsecond.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $2.50oldsecond.com, checked Nov 1, 2026
- Incoming domestic wire
- $15oldsecond.com, checked Nov 1, 2026
- Outgoing domestic wire
- $30oldsecond.com, checked Nov 1, 2026
- Incoming international wire
- $15oldsecond.com, checked Nov 1, 2026
- Outgoing international wire
- $50oldsecond.com, checked Nov 1, 2026
- Paper statements
- $3.95 a montholdsecond.com, checked Nov 1, 2026
- Inactivity fee
- $5oldsecond.com, checked Nov 1, 2026
- Early closure fee
- $50oldsecond.com, checked Nov 1, 2026
- Cashier’s check
- $10oldsecond.com, checked Nov 1, 2026
- Stop payment
- $36oldsecond.com, checked Nov 1, 2026
- Card replacement
- $10oldsecond.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money