18accounts we track

  • Savings4
  • Money market2
  • Checking11
  • CDs1

Bank in Aurora, IL

Old Second National Bank

FDIC-insured · certificate 3603

Savings, money market, checking and CDs, with every rate from Old Second National Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
0.25%APY · Old Second MONEY MANAGER MONEY MARKET
Best CD rate
0.25%APY for 5 years
Bonus
$300Old Second Checking account

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Old Second MONEY MANAGER MONEY MARKETMoney market account · $5,000 to open0.25%$10$15 a month
Old Second MONEY BUILDER SAVINGSSavings account · $1,000 to open0.05%$2$15 a month
Old Second JUNIOR SAVERSSavings account · $10 to open0.02%$2Not stated
Old Second REGULAR SAVINGSSavings account · $250 to open0.02%$2$5 a month
Old Second Savings accountSavings accountNot stated—Not stated
Old Second Money market accountMoney market accountNot stated—Not stated

Checking

Against 1043 checking accounts
Old Second O2 CHECKINGChecking account · $50 to open0.00%#81None
Old Second Convenience Plus CheckingChecking account · $50 to open0.00%#127$5.95 a month
Old Second CONVENIENCE CHECKINGChecking account · $100 to open0.00%#237Not stated
Old Second Employee N.O.W. CheckingChecking account · $50 to openNot stated#586Not stated
Old Second Military CheckingChecking account · $50 to openNot stated#645Not stated
Old Second Basic CheckingChecking account · $50 to openNot stated#707Not stated
Old Second RENEW CHECKINGChecking account · $25 to openNot stated#866$10 a month
Old Second PREMIER PLUS CHECKINGChecking account · $5,000 to open0.05%#943$17 a month
Old Second Checking accountChecking accountNot stated—Not stated
Old Second PRIME TIME CHECKINGChecking account · $50 to open0.02%—None
Old Second STUDENT BANKINGChecking account · $10 to openNot stated—None

Certificates of Deposit, by term

$1,000 to open
11 months0.05%—
29 months0.10%—
35 months0.15%—
59 months0.20%—
5 years · Old Second National Bank’s best0.25%#86 of 98

A dash: a term we don’t rank. All Old Second National Bank CDs

Offer

Bonuses

$300

$500 in direct deposits within 90 days. About $167 a month for 3 months.

Old Second Checking account · for new customers

Ends Dec 31, 2026Meet it within 90 days

“Open a new personal checking account with promo code EM2 (or in-branch while mentioning the ad), activate a debit card and enroll in eStatements within 90 days for $50; add 2 or more direct deposits totaling $500 or more within 90 days for $100; and open a Money Builder Savings account and reach a $…”The bank’s page, checked Nov 1, 2026

Can you meet it? The bank bonus finderAll bank bonuses

$150

$5,000 deposited within 90 days, kept 180 days

Old Second MONEY BUILDER SAVINGS

Ends Dec 31, 2026Meet it within 90 days

“After meeting the $50 checking bonus requirements, open a Money Builder Savings account with a $1,000 minimum opening deposit and reach a balance of at least $5,000 by the 90th calendar day after opening the new personal checking account.”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

$100

$500 in direct deposits within 90 days. About $167 a month for 3 months.

Old Second Checking account · for new customers

Ends Dec 31, 2026Meet it within 90 days

“Open a new personal checking account with promo code PK2 (online, or in-branch mentioning the ad), activate a debit card, enroll in eStatements, and for the $100 tier complete 2 or more direct deposits totaling $500 or more within 90 days.”The bank’s page, checked Nov 1, 2026

Can you meet it? The bank bonus finderAll bank bonuses

$50

$500 in direct deposits within 90 days. About $167 a month for 3 months.

Old Second Checking account · for new customers

Ends Dec 31, 2026Meet it within 90 days

“Provide promo code DG2, open a new personal checking account subject to approval, apply for, receive and activate a debit card tied to the account, and enroll in e-Statements within 90 calendar days of account opening.”The bank’s page, checked Nov 1, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How Old Second National Bank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Old Second O2 CHECKINGChecking account#81 of 1043
  • Old Second Convenience Plus CheckingChecking account#127 of 1043
  • Old Second CONVENIENCE CHECKINGChecking account#237 of 1043
  • Old Second MONEY BUILDER SAVINGSSavings account#78 of 270
  • Old Second MONEY MANAGER MONEY MARKETMoney market account#64 of 174
  • Old Second Employee N.O.W. CheckingChecking account#586 of 1043
  • Old Second Military CheckingChecking account#645 of 1043
  • Old Second Basic CheckingChecking account#707 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.