S&T Preferred Savings Account

$0 a year on $10,000. $10 a month. $50 to open.

Checked Nov 1, 2026Updated Oct 22, 2026

A year on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Features

Branch access
Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

To earn the APY: Must have Preferred Banking or Preferred Banking with Interest in order to qualify for the Preferred Savings Accountapi.stbank.com, checked Nov 1, 2026

Fees

Monthly fee: $10 a monthstbank.com, checked Nov 1, 2026
Ways to avoid the monthly fee: $200 minimum daily balance requirements are not metstbank.com, checked Nov 1, 2026
Minimum to open: $50stbank.com, checked Nov 1, 2026
Overdraft fee: $36api.stbank.com, checked Nov 1, 2026
Withdrawals a month: 6stbank.com, checked Nov 1, 2026
Fee for each withdrawal over the limit: $25api.stbank.com, checked Nov 1, 2026
Out-of-network ATM fee: $3api.stbank.com, checked Nov 1, 2026
Incoming domestic wire: $15api.stbank.com, checked Nov 1, 2026
Outgoing domestic wire: $25api.stbank.com, checked Nov 1, 2026
Incoming international wire: $22api.stbank.com, checked Nov 1, 2026
Outgoing international wire: $50api.stbank.com, checked Nov 1, 2026
Cashier’s check: $10api.stbank.com, checked Nov 1, 2026
Stop payment: $36api.stbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on stbank.com

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