Monthly fee
$1
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer document · assets.santandermedia.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- not stated
- Monthly fee, a year
- $12
- A year
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · assets.santandermedia.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer document · assets.santandermedia.com · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Automatic savings
- Branch access
- Interest bearing
- Joint accounts
- Mobile check deposit
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- Interest accrues daily and is credited to your account monthly.santanderbank.com, checked Nov 1, 2026
Fees
- Monthly fee
- $1 a monthassets.santandermedia.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- No Monthly Fee with any personal Santander checking account
- or with $100 average daily balance in the Santander Savings account.
- Additionally, the Monthly Fee is waived if any owner on the account is under 26 years of age.
- Minimum to open
- $25assets.santandermedia.com, checked Nov 1, 2026
- Overdraft fee
- $15assets.santandermedia.com, checked Nov 1, 2026
- Returned item (NSF) fee
- Noneassets.santandermedia.com, checked Nov 1, 2026
- Overdraft transfer fee
- Noneassets.santandermedia.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 3assets.santandermedia.com, checked Nov 1, 2026
- Withdrawals a month
- 6santanderbank.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $3assets.santandermedia.com, checked Nov 1, 2026
- International ATM fee
- $6assets.santandermedia.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 4%assets.santandermedia.com, checked Nov 1, 2026
- Incoming domestic wire
- $13assets.santandermedia.com, checked Nov 1, 2026
- Outgoing domestic wire
- $25assets.santandermedia.com, checked Nov 1, 2026
- Outgoing international wire
- $40assets.santandermedia.com, checked Nov 1, 2026
- Paper statements
- Noneassets.santandermedia.com, checked Nov 1, 2026
- Cashier’s check
- $10assets.santandermedia.com, checked Nov 1, 2026
- Stop payment
- Noneassets.santandermedia.com, checked Nov 1, 2026
Who can open it
- Where
- Near its branchessantanderbank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money