Monthly fee

$0

Santander Bank · Money market account

Santander Select® Money Market Savings

$0 a year on $10,000. No monthly fee. $25 to open.

Checked Nov 1, 2026Updated

A year on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • ATM fee rebates
  • Automatic savings
  • Bill pay
  • Branch access
  • Debit card
  • Interest bearing
  • Joint accounts
  • Minor accounts
  • Mobile check deposit
  • No foreign transaction fee
  • No minimum balance
  • Overdraft protection transfer
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
Interest accrues daily and is credited to your account monthly.santanderbank.com, checked Nov 1, 2026

Fees

Monthly fee
Noneassets.santandermedia.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Must own a Santander Select® Checking account in order to opensantanderbank.com, checked Nov 1, 2026
Minimum to open
$25santanderbank.com, checked Nov 1, 2026
Overdraft fee
$15assets.santandermedia.com, checked Nov 1, 2026
Returned item (NSF) fee
Noneassets.santandermedia.com, checked Nov 1, 2026
Overdraft transfer fee
Noneassets.santandermedia.com, checked Nov 1, 2026
Most overdraft fees in a day
3assets.santandermedia.com, checked Nov 1, 2026
Withdrawals a month
6santanderbank.com, checked Nov 1, 2026
ATM network
more than 30,000 Santander ATMs globallysantanderbank.com, checked Nov 1, 2026
ATMs in the network
30,000santanderbank.com, checked Nov 1, 2026
Out-of-network ATM fee
Noneassets.santandermedia.com, checked Nov 1, 2026
International ATM fee
Noneassets.santandermedia.com, checked Nov 1, 2026
ATM fees refunded, up to
$30 a monthsantanderbank.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
Noneassets.santandermedia.com, checked Nov 1, 2026
Incoming domestic wire
Noneassets.santandermedia.com, checked Nov 1, 2026
Outgoing domestic wire
$15assets.santandermedia.com, checked Nov 1, 2026
Outgoing international wire
$40assets.santandermedia.com, checked Nov 1, 2026
Paper statements
Noneassets.santandermedia.com, checked Nov 1, 2026
Cashier’s check
Noneassets.santandermedia.com, checked Nov 1, 2026
Stop payment
Noneassets.santandermedia.com, checked Nov 1, 2026

Who can open it

Where
Near its branchessantanderbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

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