Monthly fee
Not stated
Westamerica Bank · Savings account
Westamerica Holiday Club
$0 a year on $10,000. Monthly fee not stated. $20 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer document · westamerica.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- not stated
- Monthly fee, a year
- not stated
- A year
- $0
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer document · westamerica.com · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Automatic savings
- CD auto renew
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- A minimum of $20 automatically transferred from a designated Westamerica Bank checking or savings account is required each month.westamerica.com, checked Nov 1, 2026
- Interest compounds
- Interest will be compounded daily using a three hundred sixty-five (365) day basis. Interest will be credited to Holiday Club accounts on an annual basis when the balance is transferred.westamerica.com, checked Nov 1, 2026
Fees
- Ways to avoid the monthly fee
- No service charge when balance requirements are met.westamerica.com, checked Nov 1, 2026
- Minimum to open
- $20westamerica.com, checked Nov 1, 2026
- Overdraft fee
- $35westamerica.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $35westamerica.com, checked Nov 1, 2026
- Overdraft transfer fee
- $12westamerica.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 210westamerica.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $2.50westamerica.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 3%westamerica.com, checked Nov 1, 2026
- Incoming domestic wire
- $15westamerica.com, checked Nov 1, 2026
- Outgoing domestic wire
- $40westamerica.com, checked Nov 1, 2026
- Incoming international wire
- $15westamerica.com, checked Nov 1, 2026
- Outgoing international wire
- $50westamerica.com, checked Nov 1, 2026
- Cashier’s check
- $10westamerica.com, checked Nov 1, 2026
- Stop payment
- $30westamerica.com, checked Nov 1, 2026
- Card replacement
- $5westamerica.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate, monthly fee missing). Report a mistake · How we make money