Monthly fee
$10
Westamerica Bank · Money market account
Westamerica Money Market Savings
$0 a year on $10,000. $10 a month. $1,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer document · westamerica.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- not stated
- Monthly fee, a year
- $120
- A year
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · westamerica.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer document · westamerica.com · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Check writing
- Free checks
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- Earn interest with required balances.westamerica.com, checked Nov 1, 2026
- Interest compounds
- Interest will not compound and will be computed on a simple interest, three hundred sixty-five (365) day basis (three hundred sixty-six (366) day basis during leap years). Interest will be credited monthly.westamerica.com, checked Nov 1, 2026
Fees
- Monthly fee
- $10 a monthwestamerica.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- the balance in the account falls below $2,500 any day of the statement cyclewestamerica.com, checked Nov 1, 2026
- Minimum to open
- $1,000westamerica.com, checked Nov 1, 2026
- Overdraft fee
- $35westamerica.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $35westamerica.com, checked Nov 1, 2026
- Overdraft transfer fee
- $12westamerica.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 210westamerica.com, checked Nov 1, 2026
- Withdrawals a month
- 6westamerica.com, checked Nov 1, 2026
- Fee for each withdrawal over the limit
- $15westamerica.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $2.50westamerica.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 3%westamerica.com, checked Nov 1, 2026
- Incoming domestic wire
- $15westamerica.com, checked Nov 1, 2026
- Outgoing domestic wire
- $40westamerica.com, checked Nov 1, 2026
- Incoming international wire
- $15westamerica.com, checked Nov 1, 2026
- Outgoing international wire
- $50westamerica.com, checked Nov 1, 2026
- Paper statements
- $4 a monthwestamerica.com, checked Nov 1, 2026
- Cashier’s check
- $10westamerica.com, checked Nov 1, 2026
- Stop payment
- $30westamerica.com, checked Nov 1, 2026
- Card replacement
- $5westamerica.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money