Home and mortgage

Otsego County, NY Property Tax Calculator

Otsego County homeowners pay a median $3,041 a year in property tax, 1.70% of a median $179,100 home: above New York's 1.55% and the national 0.94%.

Your numbers

Property tax a year$3,041The answer

Property tax a year

$3,041

At an effective rate of 1.70%, a $179,100 home pays about $3,041 a year in property tax, $253 a month.

A month (for escrow)
$253
Effective rate on the home
1.70%

Property tax in Otsego County by home value, at 1.70%

Home valueA yearA month
$90,000$1,528$127
$130,000$2,207$184
$180,000$3,056$255
$270,000$4,585$382
$360,000$6,113$509

Otsego County against New York and the US

Effective rateMedian taxMedian home valueMedian household income
Otsego County1.70%$3,041$179,100$68,885
New York1.55%$6,582$423,800$85,974
United States0.94%$3,119$332,700$80,734

How this calculator works

Median real estate taxes paid ÷ median home value in Otsego County, from the Census Bureau's American Community Survey 2020–2024 5-year estimates. The calculator starts at the county's median home value and rate.

Questions people ask

What is the property tax rate in Otsego County?

The effective rate is 1.70%: a median $3,041 a year on a median $179,100 home. That's the 31st highest of the 39 New York counties we cover.

How much is property tax on a $400,000 house in Otsego County?

About $6,792 a year, $566 a month, at the county's effective rate, before any exemption.

How does Otsego County compare with the rest of New York?

Its rate is above the state's 1.55%. Across New York, covered counties range from 0.70% to 2.65%.

How do I lower my Otsego County property tax?

Apply for every exemption you qualify for, such as a homestead exemption, and appeal your assessment if it is higher than comparable homes sold nearby; the county assessor explains the deadlines.

Other New York counties

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Sources

Updated by the RateHerald team. The maths is tested against worked examples; report a problem.