Home and mortgage

Schenectady County, NY Property Tax Calculator

Schenectady County homeowners pay a median $5,568 a year in property tax, 2.36% of a median $235,700 home: above New York's 1.55% and the national 0.94%.

Your numbers

Property tax a year$5,567The answer

Property tax a year

$5,567

At an effective rate of 2.36%, a $235,700 home pays about $5,567 a year in property tax, $464 a month.

A month (for escrow)
$464
Effective rate on the home
2.36%

Property tax in Schenectady County by home value, at 2.36%

Home valueA yearA month
$120,000$2,834$236
$180,000$4,252$354
$240,000$5,669$472
$350,000$8,267$689
$470,000$11,101$925

Schenectady County against New York and the US

Effective rateMedian taxMedian home valueMedian household income
Schenectady County2.36%$5,568$235,700$79,623
New York1.55%$6,582$423,800$85,974
United States0.94%$3,119$332,700$80,734

How this calculator works

Median real estate taxes paid ÷ median home value in Schenectady County, from the Census Bureau's American Community Survey 2020–2024 5-year estimates. The calculator starts at the county's median home value and rate.

Questions people ask

What is the property tax rate in Schenectady County?

The effective rate is 2.36%: a median $5,568 a year on a median $235,700 home. That's the 11th highest of the 39 New York counties we cover.

How much is property tax on a $400,000 house in Schenectady County?

About $9,448 a year, $787 a month, at the county's effective rate, before any exemption.

How does Schenectady County compare with the rest of New York?

Its rate is above the state's 1.55%. Across New York, covered counties range from 0.70% to 2.65%.

How do I lower my Schenectady County property tax?

Apply for every exemption you qualify for, such as a homestead exemption, and appeal your assessment if it is higher than comparable homes sold nearby; the county assessor explains the deadlines.

Other New York counties

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Sources

Updated by the RateHerald team. The maths is tested against worked examples; report a problem.