CIBC Bank USA

FDIC-insured · certificate 33306

Savings, money market, checking and CDs, with every rate from CIBC Bank USA’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

CIBC Agility High-Interest Savings AccountSavings account · $1,000 to open3.75%$375None

CIBC Personal SavingsSavings account · $50 to openNot stated—Not stated

CIBC eAdvantage Savings AccountSavings accountNot stated—Not stated

CIBC Personal Money MarketMoney market account · $50 to openNot stated—$15 a month

Against 1043 checking accounts

CIBC EasyPath Access AccountChecking account · no minimum to openNot stated#100None

CIBC iCan CheckingChecking account · $25 to openNot stated#267None

CIBC Bank USA Smart AccountChecking accountNot stated#377None

CIBC myChoice Prestige CheckingChecking account · $50 to open0.10%#397None

CIBC Everyday Chequing AccountChecking accountNot stated#489$4 a month

CIBC US$ Personal AccountChecking accountNot stated#639Not stated

CIBC Smart Account (Tiers 1-3)Checking accountNot stated#942$16.95 a month

$1,000 to open

6 months4.00%#26 of 143

9 months4.35%—

1 year · CIBC Bank USA’s best4.50%#16 of 176

13 months4.50%—

18 months4.45%#17 of 107

2 years4.35%#28 of 134

30 months4.00%—

Cashing out early: any term, 30 days of interest. A dash: a term we don’t rank. All CIBC Bank USA CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.