APY
0.10%
As of Nov 8, 2026. Rates are variable.
CIBC Bank USA · Checking account
CIBC myChoice Prestige Checking
$0 a year for an everyday customer. No monthly fee. $50 to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · us.cibc.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · us.cibc.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · us.cibc.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#397of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Branch access
- Free checks
- Interest bearing
- Joint accounts
- Mobile check deposit
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $10,000us.cibc.com, checked Nov 8, 2026
- To earn the APY
- A minimum balance of $10,000 is required to obtain the APY for the myChoice Prestige Checking Account.us.cibc.com, checked Nov 8, 2026
Fees
- Monthly fee
- Noneus.cibc.com, checked Nov 8, 2026
- Minimum to open
- $50us.cibc.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $50 a monthus.cibc.com, checked Nov 8, 2026
- Incoming domestic wire
- Noneus.cibc.com, checked Nov 8, 2026
- Outgoing domestic wire
- Noneus.cibc.com, checked Nov 8, 2026
- Inactivity fee
- $5us.cibc.com, checked Nov 8, 2026
Who can open it
- Where
- Anywhere in the USus.cibc.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees