RateHerald

APY on $10,000

3.75%

As of Nov 1, 2026. Rates are variable.

CIBC Bank USA · Savings account

CIBC Agility High-Interest Savings Account

$375 a year on $10,000 at today’s 3.75% APY. No monthly fee. $1,000 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#23of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Joint accounts
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0.01us.cibc.com, checked Nov 1, 2026
To earn the APY
Keep a daily balance of at least $0.01 in your account to earn the stated Annual Percentage Yield (APY)us.cibc.com, checked Nov 1, 2026
Interest compounds
monthlyus.cibc.com, checked Nov 1, 2026

Fees

Monthly fee
Noneus.cibc.com, checked Nov 1, 2026
Minimum to open
$1,000us.cibc.com, checked Nov 1, 2026

Who can open it

Availability
To be eligible for an account, all applicants must have a current U.S. home address (includes Puerto Rico, but excludes other U.S. Territories) , a U.S. Social Security Number, and a valid U.S. driver’s license or state identification card number, and be 18 years of age or older.us.cibc.com, checked Nov 1, 2026
Minimum age
18us.cibc.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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