Commerce Bank

FDIC-insured · certificate 24998

Savings, money market and checking, with every rate from Commerce Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Oct 22, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

Commerce myRewards SavingsSavings account · no minimum to open0.01%$1$5 a month

Commerce Investment SavingsSavings accountNot stated—Not stated

Commerce Savings PersonalSavings accountNot stated—Not stated

Commerce OptionsMoney market accountNot stated—Not stated

Commerce Premium Money MarketMoney market account · $1,000 to openNot stated—$12 a month

Commerce my Rewards Money MarketMoney market accountNot stated—Not stated

Against 1043 checking accounts

Commerce CommerceInterest CheckingChecking account · $100 to openNot stated#258$12 a month

Commerce Free CheckingChecking account · $25 to openNot stated#300None

Commerce Interest CheckingChecking account · $100 to openNot stated#302$12 a month

Commerce Relationship CheckingChecking account · $100 to openNot stated#973$22 a month

Commerce CommerceRelationship CheckingChecking account · $100 to openNot stated#975$22 a month

Commerce Teen Checking AccountChecking accountNot stated—Not stated

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.