Commerce Premium Money Market

$0 a year on $10,000. $12 a month. $1,000 to open.

Checked Nov 1, 2026Updated Oct 22, 2026

A year on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Features

Cash deposit ATM
Debit card
Interest bearing
Mobile check deposit
Online opening
Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds: monthlycommercebank.com, checked Nov 1, 2026

Fees

Monthly fee: $12 a monthcommercebank.com, checked Nov 1, 2026
Ways to avoid the monthly fee: Monthly service fee waived if minimum balance requirements are met: $5000 daily balance.commercebank.com, checked Nov 1, 2026
Minimum to open: $1,000commercebank.com, checked Nov 1, 2026
Overdraft fee: $36commercebank.com, checked Nov 1, 2026
Overdraft transfer fee: $13commercebank.com, checked Nov 1, 2026
ATM network: Commerce Bank ATM Networkcommercebank.com, checked Nov 1, 2026
Out-of-network ATM fee: $3.50commercebank.com, checked Nov 1, 2026
Incoming domestic wire: $15commercebank.com, checked Nov 1, 2026
Outgoing domestic wire: $45commercebank.com, checked Nov 1, 2026
Paper statements: $3 a monthcommercebank.com, checked Nov 1, 2026
Inactivity fee: $8commercebank.com, checked Nov 1, 2026
Cashier’s check: $8commercebank.com, checked Nov 1, 2026
Stop payment: $40commercebank.com, checked Nov 1, 2026
Card replacement: $5commercebank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on commercebank.com

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