APY on $10,000
0.01%
As of Nov 8, 2026. Rates are variable.
Commerce Bank · Savings account
Commerce myRewards Savings
$1 a year on $10,000 at today’s 0.01% APY. $5 a month. No minimum to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · commercebank.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.01%
- Monthly fee, a year
- $60
- A year
- $1
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · commercebank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · commercebank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · commercebank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#219of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Debit card
- Interest bearing
- Online opening
- Savings round ups
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0commercebank.com, checked Nov 8, 2026
- Interest compounds
- dailycommercebank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $5 a monthcommercebank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $300 daily balance
- at least one monthly electronic deposit, including Online Banking transfers, of $25 or more
- Monthly service charge waived for first 60 days after new account opening.
- Minimum to open
- Nonecommercebank.com, checked Nov 8, 2026
- Overdraft fee
- $36commercebank.com, checked Nov 8, 2026
- Overdraft transfer fee
- $13commercebank.com, checked Nov 8, 2026
- Withdrawals a month
- 3commercebank.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $2commercebank.com, checked Nov 8, 2026
- ATM network
- Commerce Bank ATM Networkcommercebank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3.50commercebank.com, checked Nov 8, 2026
- Incoming domestic wire
- $15commercebank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $45commercebank.com, checked Nov 8, 2026
- Paper statements
- $3 a monthcommercebank.com, checked Nov 8, 2026
- Inactivity fee
- $5commercebank.com, checked Nov 8, 2026
- Cashier’s check
- $8commercebank.com, checked Nov 8, 2026
- Stop payment
- $40commercebank.com, checked Nov 8, 2026
- Card replacement
- $5commercebank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money