First Commonwealth Bank

FDIC-insured · certificate 7468

Savings, money market, checking and CDs, with every rate from First Commonwealth Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

First Commonwealth Personal Money MarketMoney market account3.75%−$120Not stated

First Commonwealth Relationship Money MarketMoney market account · $1,000 to open0.50%$0$3 a month

First Commonwealth American Dream SavingsSavings account · $25 to openNot stated—$2 a month

First Commonwealth Hometown SavingsSavings account · no minimum to openNot stated—None

First Commonwealth Ohio Homebuyers PlusSavings account · $500 to openNot stated—Not stated

First Commonwealth Personal SavingsSavings accountNot stated—Not stated

First Commonwealth Hometown Money MarketMoney market account · $1,000 to openNot stated—$3 a month

Against 1043 checking accounts

First Commonwealth Hometown CheckingChecking account · $50 to openNot stated#216$2 a month

First Commonwealth Hometown + InterestChecking accountNot stated#589Not stated

First Commonwealth CheckingChecking accountNot stated#685Not stated

First Commonwealth Confidence CheckingChecking account · no minimum to openNot stated#701$5 a month

First Commonwealth Hometown Checking PlusChecking account · $50 to open0.01%#832$10 a month

First Commonwealth Hometown Checking PremiumChecking account · $50 to openNot stated#929$15 a month

First Commonwealth Student CheckingChecking accountNot stated—$5 a month

9 months4.10%—

15 months · First Commonwealth Bank’s best4.25%—

A dash: a term we don’t rank. All First Commonwealth Bank CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.