Monthly fee

$5

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

First Commonwealth Bank · Checking account

First Commonwealth Confidence Checking

−$60 a year for an everyday customer. $5 a month. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
To open

Against the market

How it ranks

#701of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Budgeting tools
  • Card lock
  • Debit card
  • Mobile check deposit
  • Mobile wallet
  • No minimum balance
  • No overdraft fees
  • Online opening
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthfcbanking.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$5 monthly service charge can be waived when you use your account the way you want just five times each month. The $5 monthly service charge is waived when you complete 5 or more customer-initiated transactions during the statement cycle.fcbanking.com, checked Nov 8, 2026
Minimum to open
Nonefcbanking.com, checked Nov 8, 2026
Overdraft fee
$35fcbanking.com, checked Nov 8, 2026
Returned item (NSF) fee
$35fcbanking.com, checked Nov 8, 2026
Overdraft transfer fee
$15fcbanking.com, checked Nov 8, 2026
Most overdraft fees in a day
4fcbanking.com, checked Nov 8, 2026
ATM network
Allpoint and Freedom Alliancefcbanking.com, checked Nov 8, 2026
ATMs in the network
55,000fcbanking.com, checked Nov 8, 2026
Out-of-network ATM fee
$3fcbanking.com, checked Nov 8, 2026
ATM fees refunded, up to
Nonefcbanking.com, checked Nov 8, 2026
Incoming domestic wire
$20fcbanking.com, checked Nov 8, 2026
Outgoing domestic wire
$25fcbanking.com, checked Nov 8, 2026
Incoming international wire
$20fcbanking.com, checked Nov 8, 2026
Outgoing international wire
$55fcbanking.com, checked Nov 8, 2026
Paper statements
Nonefcbanking.com, checked Nov 8, 2026
Cashier’s check
$15fcbanking.com, checked Nov 8, 2026
Stop payment
$32fcbanking.com, checked Nov 8, 2026
Card replacement
Nonefcbanking.com, checked Nov 8, 2026

Who can open it

Where
Pennsylvania, Ohio, Indiana, Kentucky, West Virginiafcbanking.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on fcbanking.com

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