APY on $10,000
0.00%
- 0.00% for the first 3 months
- Then: the bank doesn’t say
First Commonwealth Bank · Money market account
First Commonwealth Relationship Money Market
Promotional rate · lasts 3 months$0 a year on $10,000 at today’s 0.00% APY. $3 a month. $1,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · fcbanking.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.00%
- Monthly fee, a year
- $36
- A year
- $0
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · fcbanking.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · fcbanking.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · fcbanking.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#106of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Automatic savings
- Check writing
- Interest bearing
- Mobile check deposit
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0.01 to $19,999.99
- 0.20%
- $20,000 to $49,999.99
- 0.30%
- $50,000 to $99,999.99
- 0.40%
- $100,000 to $249,999.99
- 0.50%
- $250,000 to $1,999,999.99
- 0.50%
- $2,000,000 and up
- 0.50%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- To earn the APY
- A minimum opening deposit of $25,000 in new money must be deposited in the Money Market account to receive the promotional interest rate.
- The primary or joint owner on the Relationship Money Market must also be a primary or joint owner on an existing or new personal checking account (excludes Health Savings Accounts) to be eligible for the promotional interest rate.
- Promotional rate lasts
- 3 monthsfcbanking.com, checked Nov 8, 2026
- Interest compounds
- Interest is earned on the daily collected balance, and is compounded and credited monthly to the account.fcbanking.com, checked Nov 8, 2026
Fees
- Monthly fee
- $3 a monthfcbanking.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Minimum Daily Balance to Avoid Service Charge $1,000fcbanking.com, checked Nov 8, 2026
- Minimum to open
- $1,000fcbanking.com, checked Nov 8, 2026
- Withdrawals a month
- 6fcbanking.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $6fcbanking.com, checked Nov 8, 2026
- ATM network
- Allpoint and Freedom Alliancefcbanking.com, checked Nov 8, 2026
- ATMs in the network
- 55,000fcbanking.com, checked Nov 8, 2026
- Paper statements
- Nonefcbanking.com, checked Nov 8, 2026
- Stop payment
- $32fcbanking.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money