7accounts we track

  • Savings3
  • Money market1
  • Checking2
  • CDs1

Bank in Grand Rapids, MI

Independent Bank

FDIC-insured · certificate 27811

Savings, money market, checking and CDs, with every rate from Independent Bank’s own pages and every rank against the accounts we track.

Checked Nov 8, 2026Updated

Best savings rate
0.06%APY · Independent Relationship Money Market account
Best CD rate
2.84%APY for 2 years

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Independent Relationship Money Market accountMoney market account0.06%$0$12 a month
Independent Eagle SavingsSavings account0.01%$0Not stated
Independent Eagle Savings / Swift! SavingsSavings account0.01%$0Not stated
Independent Swift Savings AccountSavings account0.01%$0Not stated

Checking

Against 1043 checking accounts
Independent ONE AccountChecking account · $10 to open0.10%#317$3 a month
Independent Opportunity ONEChecking account · $10 to openNot stated#379$3 a month

Certificates of Deposit, by term

$500 to open
6 months2.48%#107 of 143
1 year2.63%#119 of 176
2 years · Independent Bank’s best2.84%#74 of 134

A dash: a term we don’t rank. All Independent Bank CDs

Against the market

How Independent Bank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Independent ONE AccountChecking account#317 of 1043
  • Independent Opportunity ONEChecking account#379 of 1043
  • Certificates of Deposit · 2 yearsCD#74 of 134
  • Certificates of Deposit · 1 yearCD#119 of 176
  • Certificates of Deposit · 6 monthsCD#107 of 143

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.