APY on $10,000

0.01%

As of Nov 1, 2026. Rates are variable.

Independent Bank · Savings account

Independent Swift Savings Account

$0 a year on $10,000 at today’s 0.01% APY. Monthly fee not stated.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Interest bearing
  • Joint accounts
  • Minor accounts
  • Mobile check deposit
  • Online opening
  • Savings round ups

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Ways to avoid the monthly fee
Any one of these:
  • No fee if the primary account holder is under 19.
  • After turning 19, a $12 quarterly fee applies for balances under $500.
independentbank.com, checked Nov 1, 2026
ATM network
MoneyPassindependentbank.com, checked Nov 1, 2026
ATMs in the network
32,000independentbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

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