APY on $10,000
0.06%
As of Nov 1, 2026. Rates are variable.
Independent Bank · Money market account
Independent Relationship Money Market account
$0 a year on $10,000 at today’s 0.06% APY. $12 a month.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer document · independentbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- not stated
- Monthly fee, a year
- $144
- A year
- $0
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer document · independentbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · independentbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Debit card
- Interest bearing
- Mobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- Elevated Rates When Accompanied by a Checking Accountindependentbank.com, checked Nov 1, 2026
Fees
- Monthly fee
- $12 a monthindependentbank.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Maintain a $2,500 daily balance to avoid a $12 monthly fee.independentbank.com, checked Nov 1, 2026
- Overdraft fee
- $34independentbank.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $34independentbank.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 5independentbank.com, checked Nov 1, 2026
- ATM network
- MoneyPassindependentbank.com, checked Nov 1, 2026
- ATMs in the network
- 32,000independentbank.com, checked Nov 1, 2026
- International ATM fee
- $3.50independentbank.com, checked Nov 1, 2026
- Incoming domestic wire
- $15independentbank.com, checked Nov 1, 2026
- Outgoing domestic wire
- $25independentbank.com, checked Nov 1, 2026
- Incoming international wire
- $15independentbank.com, checked Nov 1, 2026
- Outgoing international wire
- $60independentbank.com, checked Nov 1, 2026
- Inactivity fee
- $10independentbank.com, checked Nov 1, 2026
- Early closure fee
- $10independentbank.com, checked Nov 1, 2026
- Cashier’s check
- $7independentbank.com, checked Nov 1, 2026
- Stop payment
- $34independentbank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money