16accounts we track

  • Savings6
  • Money market1
  • Checking6
  • CDs3

Bank in Lake Forest, IL

Lake Forest Bank & Trust Company

FDIC-insured · certificate 27589

Savings, money market, checking and CDs, with every rate from Lake Forest Bank & Trust Company’s own pages and every rank against the accounts we track.

Checked Nov 8, 2026Updated

Best savings rate
2.25%APY · Lake Forest Bank & Savings (Statement Savings Special Rate, $1,000 minimum)
Best CD rate
4.15%APY for 13 months
Bonus
$500Lake Forest Bank & Total Access Checking

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Lake Forest Bank & Savings (Statement Savings Special Rate, $1,000 minimum)Savings account · $1,000 to open2.25%$225Not stated
Lake Forest Bank & Statement SavingsSavings account · no minimum to open2.00%$200$5 a month
Lake Forest Bank & Statement Savings AdvancedSavings account · no minimum to open2.00%$0$5 a month
Lake Forest Bank & Statement Savings Advanced SpecialSavings account · no minimum to open2.00%$0$5 a month
Lake Forest Bank & Money MarketMoney market account · $100 to open0.35%−$105Not stated
Lake Forest Bank & Savings (Any Amount)Savings account · no minimum to open0.10%$10Not stated
Lake Forest Bank & Junior Savers Statement SavingsSavings account · no minimum to openNot stated—$5 a month

Checking

Against 1043 checking accounts
Lake Forest Bank & Total Access CheckingChecking account · $100 to openNot stated#191None
Lake Forest Bank & Money Smart CheckingChecking account · $10 to openNot stated#299None
Lake Forest Bank & Access PlusChecking account · $100 to open0.01%#833$10 a month
Lake Forest Bank & Premier CheckingChecking account · $100 to openNot stated#995$25 a month
Lake Forest Bank & PlatinumPreferred® CheckingChecking account · $100 to openNot stated—$10 a month
Lake Forest Bank & Student Checking AccountChecking account · no minimum to openNot stated—None

CDs, best rate at each term

3 CDs
1 year12 month CD0.20%#142 of 176
13 months · Lake Forest Bank & Trust Company’s best13-Month CD Special4.15%—
18 months18 month CD0.33%#91 of 107

A dash: a term we don’t rank. All Lake Forest Bank & Trust Company CDs

Offer

Bonuses

$500

$2,000 in direct deposits within 60 days. About $1,000 a month for 2 months.

Lake Forest Bank & Total Access Checking · for new customers

Ends Nov 9, 2027Meet it within 60 days

“Open a new Total Access Checking account, enroll in online banking & e-statements within the Qualification Period, and have direct deposits of $500+ (for $300) or $2,000+ (for $500) each month of the 2 consecutive calendar months after the account-opening month.”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

$500

$2,000 in direct deposits within 60 days. About $1,000 a month for 2 months.

Lake Forest Bank & Premier Checking · for new customers

Ends Nov 9, 2027Meet it within 60 days

“Open a new Premier Checking account, mention the offer or enter Builder when applying, enroll in online banking and e-statements within the Qualification Period, and have direct deposits of $500 or more (for $300) or $2,000 or more (for $500) each month for the 2 consecutive calendar months after th…”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How Lake Forest Bank & Trust Company ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Lake Forest Bank & Total Access CheckingChecking account#191 of 1043
  • Lake Forest Bank & Savings (Statement Savings Special Rate, $1,000 minimum)Savings account#56 of 270
  • Lake Forest Bank & Statement SavingsSavings account#62 of 270
  • Lake Forest Bank & Money Smart CheckingChecking account#299 of 1043
  • Lake Forest Bank & Savings (Any Amount)Savings account#156 of 270
  • Lake Forest Bank & Money MarketMoney market account#135 of 174
  • Lake Forest Bank & Access PlusChecking account#833 of 1043
  • 12 month CD · 1 yearCD#142 of 176

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.