Monthly fee

$25

−$300 a year for an everyday customer: fees and interest, $2,000 kept.

Lake Forest Bank & Trust Company · Checking account

Lake Forest Bank & Premier Checking

−$300 a year for an everyday customer. $25 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$300
Monthly fee
To open

Offer

Bonus

$500

$2,000 in direct deposits within 60 days. About $1,000 a month for 2 months.

Lake Forest Bank & Premier Checking · Lake Forest Bank & Trust Company · for new customers

Ends Nov 9, 2027Meet it within 60 daysNew customers only

“Open a new Premier Checking account, mention the offer or enter Builder when applying, enroll in online banking and e-statements within the Qualification Period, and have direct deposits of $500 or more (for $300) or $2,000 or more (for $500) each month for the 2 consecutive calendar months after th”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How it ranks

#995of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Debit card
  • Early direct deposit
  • Interest bearing
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$25 a monthlakeforestbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $10,000 average daily balance
  • $75,000 combined average relationship balance in consumer accounts held at the same charter bank
lakeforestbank.com, checked Nov 8, 2026
Minimum to open
$100lakeforestbank.com, checked Nov 8, 2026
ATM network
Allpoint, ATM Access (Town Bank customers only), MoneyPass, or SUMlakeforestbank.com, checked Nov 8, 2026
Incoming domestic wire
Nonelakeforestbank.com, checked Nov 8, 2026
Incoming international wire
Nonewintrust.com, checked Nov 8, 2026
Stop payment
Nonelakeforestbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on lakeforestbank.com

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