APY

0.30%

As of Nov 8, 2026. Rates are variable.

America First · Checking account

America First Money Market Checking

$2 a year for an everyday customer. No monthly fee. $10,000 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$2
APY
Monthly fee
To open

Against the market

How it ranks

#35of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Check writing
  • Custom card design
  • Debit card
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $1,999.99
0.00%
$2,000 to $9,999.99
0.10%
$10,000 to $24,999.99
0.15%
$25,000 to $49,999.99
0.20%
$50,000 to $99,999.99
0.20%
$100,000 to $249,999.99
0.25%
$250,000 and up
0.30%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,000americafirst.com, checked Nov 8, 2026
Interest compounds
monthlyamericafirst.com, checked Nov 8, 2026

Fees

Monthly fee
Noneamericafirst.com, checked Nov 8, 2026
Minimum to open
$10,000americafirst.com, checked Nov 8, 2026
Overdraft fee
$25americafirst.com, checked Nov 8, 2026
Out-of-network ATM fee
$1.50americafirst.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1%americafirst.com, checked Nov 8, 2026
Outgoing domestic wire
$15americafirst.com, checked Nov 8, 2026
Outgoing international wire
$30americafirst.com, checked Nov 8, 2026
Cashier’s check
$2americafirst.com, checked Nov 8, 2026
Stop payment
$15americafirst.com, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Active and retired U.S. military and veterans with valid military ID.
americafirst.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on americafirst.com

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