14accounts we track

  • Savings2
  • Money market1
  • Checking5
  • CDs6

Credit union in Riverdale, UT

America First

NCUA-insured · charter 24694

Savings, money market, checking and CDs, with every rate from America First’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
4.00%APY · America First Student Savings
Best CD rate
4.60%APY for 5 years

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
America First Student SavingsSavings account4.00%$5Not stated
America First Money Market SavingsMoney market account · no minimum to open3.90%$5Not stated
America First Share SavingsSavings account · $1 to open0.05%$5Not stated

Checking

Against 1043 checking accounts
America First Money Market CheckingChecking account · $10,000 to open0.30%#35None
America First Classic CheckingChecking accountNot stated#448None
America First CheckingChecking accountNot stated#741Not stated
America First Premium CheckingChecking account · $500 to open0.10%#764$6 a month

Dedicated Savings, by term

No minimum to open
3 months3.95%—
6 months4.00%#38 of 143
1 year4.05%#57 of 176
18 months4.10%#34 of 107
2 years4.50%#22 of 134
30 months4.35%—
3 years4.40%#19 of 98
4 years4.45%—
5 years · America First’s best4.60%#18 of 98

Cashing out early: up to 1 year, 60 days of interest; over 1 year, 180 days of interest. A dash: a term we don’t rank. Also at America First: Bump-Rate Certificates, up to 4.45%; Certificate Accounts, rates not stated; Flexible Certificates, up to 3.80%; Regular Certificate, up to 4.60%. All America First CDs

Against the market

How America First ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • America First Money Market CheckingChecking account#35 of 1043
  • Regular Certificate · 2 yearsCD#21 of 134
  • Regular Certificate · 5 yearsCD#16 of 98
  • Dedicated Savings · 2 yearsCD#22 of 134
  • Dedicated Savings · 5 yearsCD#18 of 98
  • Regular Certificate · 3 yearsCD#18 of 98
  • Dedicated Savings · 3 yearsCD#19 of 98
  • Regular Certificate · 6 monthsCD#36 of 143

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.