APY
0.10%
As of Nov 8, 2026. Rates are variable.
America First · Checking account
America First Premium Checking
−$70 a year for an everyday customer. $6 a month. $500 to open.
- A year, everyday customer
- −$70
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · americafirst.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · americafirst.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · americafirst.com · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#764of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Check writing
- Debit card
- Interest bearing
- Overdraft line of credit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- monthlyamericafirst.com, checked Nov 8, 2026
Fees
- Monthly fee
- $6 a monthamericafirst.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- All of these:
- monthly direct deposit into the account of at least $500
- complete** 20 or more Visa® debit/credit card transactions per month
- maintain an average daily checking balance of $1,500 or more
- Minimum to open
- $500americafirst.com, checked Nov 8, 2026
- Overdraft fee
- $25americafirst.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $1.50americafirst.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $10 a monthamericafirst.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%americafirst.com, checked Nov 8, 2026
- Outgoing domestic wire
- $15americafirst.com, checked Nov 8, 2026
- Outgoing international wire
- $30americafirst.com, checked Nov 8, 2026
- Cashier’s check
- Noneamericafirst.com, checked Nov 8, 2026
- Stop payment
- $15americafirst.com, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Active and retired U.S. military and veterans with valid military ID.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees