APY

0.10%

As of Nov 8, 2026. Rates are variable.

America First · Checking account

America First Premium Checking

−$70 a year for an everyday customer. $6 a month. $500 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$70
APY
Monthly fee
To open

Against the market

How it ranks

#764of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Check writing
  • Debit card
  • Interest bearing
  • Overdraft line of credit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlyamericafirst.com, checked Nov 8, 2026

Fees

Monthly fee
$6 a monthamericafirst.com, checked Nov 8, 2026
Ways to avoid the monthly fee
All of these:
  • monthly direct deposit into the account of at least $500
  • complete** 20 or more Visa® debit/credit card transactions per month
  • maintain an average daily checking balance of $1,500 or more
americafirst.com, checked Nov 8, 2026
Minimum to open
$500americafirst.com, checked Nov 8, 2026
Overdraft fee
$25americafirst.com, checked Nov 8, 2026
Out-of-network ATM fee
$1.50americafirst.com, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthamericafirst.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1%americafirst.com, checked Nov 8, 2026
Outgoing domestic wire
$15americafirst.com, checked Nov 8, 2026
Outgoing international wire
$30americafirst.com, checked Nov 8, 2026
Cashier’s check
Noneamericafirst.com, checked Nov 8, 2026
Stop payment
$15americafirst.com, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Active and retired U.S. military and veterans with valid military ID.
americafirst.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on americafirst.com

We don’t earn anything from this link.