Monthly fee
$5
$0 a year for an everyday customer: fees and interest, $2,000 kept.
American Savings Bank · Checking account
American Kalo Essentials SM Checking
$0 a year for an everyday customer. $5 a month. $20 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · asbhawaii.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · asbhawaii.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#250of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Branch access
- Debit card
- Interest bearing
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthasbhawaii.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Qualify with $1,000 in direct deposits
- or enroll in eStatements
- Minimum to open
- $20asbhawaii.com, checked Nov 8, 2026
- Cashier’s check
- Noneasbhawaii.com, checked Nov 8, 2026
Who can open it
- Where
- Hawaiiasbhawaii.com, checked Nov 8, 2026
- Minimum age
- 18asbhawaii.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees