APY

0.05%

As of Nov 8, 2026. Rates are variable.

BankPlus · Checking account

BankPlus InvestmentPlus Checking

$1 a year for an everyday customer. $8 a month. $1,000 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$1
APY
Monthly fee
To open

Against the market

How it ranks

#37of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Debit card
  • Interest bearing
  • Mobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$1,000 to $99,999
0.05%
$100,000 to $499,999
0.05%
$500,000 to $999,999
0.05%
$1,000,000 and up
0.05%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1,000bankplus.net, checked Nov 8, 2026
Interest compounds
Interest is earned daily and credited to your account monthly.bankplus.net, checked Nov 8, 2026

Fees

Monthly fee
$8 a monthbankplus.net, checked Nov 8, 2026
Ways to avoid the monthly fee
No monthly service fee with $1,000 minimum balance, otherwise $8 per month.bankplus.net, checked Nov 8, 2026
Minimum to open
$1,000bankplus.net, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on bankplus.net

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