APY

0.05%

As of Nov 8, 2026. Rates are variable.

BankPlus · Checking account

BankPlus ValuePlus Checking

−$95 a year for an everyday customer. $8 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$95
APY
Monthly fee
To open

Against the market

How it ranks

#795of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Card lock
  • Debit card
  • Mobile check deposit
  • No minimum balance
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$8 a monthbankplus.net, checked Nov 8, 2026
Ways to avoid the monthly fee
Customer must present a current personal or business checking account statement from another financial institution at account opening to qualify for the promotional waiver of the monthly service fee for one year.bankplus.net, checked Nov 8, 2026
Minimum to open
$100bankplus.net, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on bankplus.net

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