RateHerald

APY on $10,000

0.05%

As of Nov 8, 2026. Rates are variable.

BankPlus · Savings account

BankPlus savings

$5 a year on $10,000 at today’s 0.05% APY. $5 a month. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#175of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Budgeting tools
  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$100bankplus.net, checked Nov 8, 2026
To earn the APY
A minimum of $100 is required to obtain the current Annual Percentage Yield and no interest is earned on days your account balance falls below this amountbankplus.net, checked Nov 8, 2026
Interest compounds
Interest earned daily and credited to your account quarterlybankplus.net, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthbankplus.net, checked Nov 8, 2026
Ways to avoid the monthly fee
No service fee when you keep a minimum balance of $100; otherwise the fee is $5 per monthbankplus.net, checked Nov 8, 2026
Minimum to open
$100bankplus.net, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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See it on bankplus.net

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