APY
0.05%
As of Nov 1, 2026. Rates are variable.
Banner Bank · Checking account
Banner's Best Checking
−$144 a year for an everyday customer. $12 a month. $50 to open.
- A year, everyday customer
- −$144
- APY
- Receipt · APYChecked Nov 1, 2026
Issuer's page · bannerbank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · bannerbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · bannerbank.com
The source states this figure; we have no exact sentence on file yet.
Features
- ATM fee rebates
- Automatic savings
- Bill pay
- Budgeting tools
- Check writing
- Debit card
- Interest bearing
- Minor accounts
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
- Overdraft line of credit
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $4,999
- 0.02%
- $5,000 to $24,999
- 0.02%
- $25,000 to $99,999
- 0.05%
- $100,000 and up
- 0.05%
The bank’s rates · as of Nov 1, 2026
In the bank’s words
Terms
Fees
- Monthly fee
- $12 a monthbannerbank.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- waived with minimum daily balance of $5,000
- or $10,000 average daily balance
- or an $25,000 average combined relationship deposit balance
- Minimum to open
- $50bannerbank.com, checked Nov 1, 2026
- Out-of-network ATM fee
- Nonebannerbank.com, checked Nov 1, 2026
- Paper statements
- Nonebannerbank.com, checked Nov 1, 2026
- Cashier’s check
- Nonebannerbank.com, checked Nov 1, 2026
Who can open it
- Where
- Oregon, Washington, California, Idahobannerbank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money