APY on $10,000

0.10%

As of Nov 8, 2026. Rates are variable.

Banner Bank · Savings account

Banner's Best Savings

$10 a year on $10,000 at today’s 0.10% APY. $10 a month. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Interest bearing
  • Live chat
  • Minor accounts
  • Overdraft protection transfer
  • Support 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $4,999
0.05%
$5,000 to $24,999
0.10%
$25,000 to $99,999
0.15%
$100,000 to $249,000
0.35%
$250,000 to $999,999
0.35%
$1,000,000 and up
0.50%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
Compounded daily. Credited quarterly.bannerbank.com, checked Nov 8, 2026

Fees

Monthly fee
$10 a monthbannerbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Monthly service charge waived when you have a $5,000 minimum daily balance during that monthly statement cycle.bannerbank.com, checked Nov 8, 2026
Minimum to open
$100bannerbank.com, checked Nov 8, 2026
Overdraft fee
$30bannerbank.com, checked Nov 8, 2026
Overdraft transfer fee
Nonebannerbank.com, checked Nov 8, 2026
Most overdraft fees in a day
4bannerbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonebannerbank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1.1%bannerbank.com, checked Nov 8, 2026
Paper statements
Nonebannerbank.com, checked Nov 8, 2026

Who can open it

Where
Oregon, Washington, California, Idahobannerbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on bannerbank.com

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