APY on $10,000
0.25%
As of Nov 8, 2026. Rates are variable.
Banner Bank · Savings account
Banner Personal High Yield Relationship Savings
$25 a year on $10,000 at today’s 0.25% APY. $10 a month. $25,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · bannerbank.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.25%
- Monthly fee, a year
- $120
- A year
- $25
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · bannerbank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · bannerbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · bannerbank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Offer
Bonus
$25,000 deposited within 60 days, kept 90 days
Banner Personal High Yield Relationship Savings · Banner · for new customers
Ends Nov 30, 2026Meet it within 60 daysNew customers only
“Open a new Banner Bank personal High Yield Relationship Savings account (with a Banner Bank checking account opened or maintained) with promo code 2026EM, deposit $25,000 of new money within 60 days, and maintain a $25,000 balance for an additional 90 days; the $250 bonus requires a $5,000 new money”The bank’s page, checked Nov 8, 2026
Features
- Interest bearing
- Minor accounts
- Mobile check deposit
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $24,999
- 0.25%
- $25,000 to $49,999
- 1.51%
- $50,000 to $99,999
- 1.51%
- $100,000 to $249,999
- 2.02%
- $250,000 to $499,999
- 2.22%
- $500,000 to $999,999
- 2.53%
- $1,000,000 to $3,000,000
- 2.53%
- $3,000,000 to $5,000,000
- 2.53%
- $5,000,000 and up
- 2.53%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $25,000bannerbank.com, checked Nov 8, 2026
- To earn the APY
- A Banner Bank checking account is required to open a High Yield Relationship Savings account.
- If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.
- APY when those aren’t met
- 0.25%bannerbank.com, checked Nov 8, 2026
- Interest compounds
- Compounded daily. Credited quarterly.bannerbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $10 a monthbannerbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $5,000 minimum daily balance
- $10,000 average daily combined balance for checking and savings deposit relationship
- Minimum to open
- $25,000bannerbank.com, checked Nov 8, 2026
- Overdraft fee
- $30bannerbank.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonebannerbank.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 4bannerbank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonebannerbank.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1.1%bannerbank.com, checked Nov 8, 2026
- Paper statements
- Nonebannerbank.com, checked Nov 8, 2026
Who can open it
- Where
- Oregon, Washington, California, Idahobannerbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money