Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
BOKF · Checking account
BOKF Access Checking
$0 a year for an everyday customer. No monthly fee. $50 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · bokfinancial.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · bokfinancial.com
The source states this figure; we have no exact sentence on file yet.
Offer
Bonus
$3,000 in direct deposits within 90 days. About $1,000 a month for 3 months.
BOKF Access Checking · BOKF · for new customers
Ends Feb 28, 2027Meet it within 90 daysNew customers only
“Open an Access Checking account using promo code SUMMIT and deposit at least $3,000 in aggregate qualifying direct deposits within the first 90 days of account opening.”The bank’s page, checked Nov 1, 2026
Features
- ATM fee rebates
- Automatic savings
- Bill pay
- Card lock
- Cash deposit ATM
- Check writing
- Debit card
- Minor accounts
- Mobile check deposit
- Mobile wallet
- Online opening
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonebokfinancial.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- no monthly service fee when you sign up for online statementsbokfinancial.com, checked Nov 1, 2026
- Minimum to open
- $50bokfinancial.com, checked Nov 1, 2026
- Overdraft transfer fee
- Nonebokfinancial.com, checked Nov 1, 2026
- ATM network
- more than 32,000 ATMs nationwidebokfinancial.com, checked Nov 1, 2026
- ATMs in the network
- 32,000bokfinancial.com, checked Nov 1, 2026
- Paper statements
- $3 a monthbokfinancial.com, checked Nov 1, 2026
Who can open it
- Availability
- your location is currently outside our service area for this productbokfinancial.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money