APY

0.02%

As of Nov 8, 2026. Rates are variable.

BOKF · Checking account

BOKF Premier Checking

−$300 a year for an everyday customer. $25 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$300
APY
Monthly fee
To open

Offer

Bonus

$750

$8,000 in direct deposits within 90 days. About $2,667 a month for 3 months.

BOKF Premier Checking · BOKF · for new customers

Ends Feb 28, 2027Meet it within 90 daysNew customers only

“Open a Premier Checking account using promo code SUMMIT and deposit at least $8,000 in aggregate qualifying direct deposits within the first 90 days of account opening.”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How it ranks

#985of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Automatic savings
  • Bill pay
  • Branch access
  • Card lock
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Overdraft protection transfer
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

Any balance
0.02%
$50,000 and up
0.02%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
daily balance methodbokfinancial.com, checked Nov 8, 2026

Fees

Monthly fee
$25 a monthbokfinancial.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
  • $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans)
  • We will waive the monthly service fee for the first two statement cycles after opening the Premier Checking account
bokfinancial.com, checked Nov 8, 2026
Minimum to open
$50bokfinancial.com, checked Nov 8, 2026
Overdraft transfer fee
Nonebokfinancial.com, checked Nov 8, 2026
ATM network
BOK Financial ATMs and more than 32,000 additional no-fee ATMs nationwidebokfinancial.com, checked Nov 8, 2026
ATMs in the network
32,000bokfinancial.com, checked Nov 8, 2026
Incoming domestic wire
Nonebokfinancial.com, checked Nov 8, 2026
Outgoing domestic wire
Nonebokfinancial.com, checked Nov 8, 2026
Cashier’s check
Nonebokfinancial.com, checked Nov 8, 2026
Stop payment
Nonebokfinancial.com, checked Nov 8, 2026
Card replacement
Nonebokfinancial.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on bokfinancial.com

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