Monthly fee
$5
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Byline Bank · Checking account
Byline Simple Checking
$0 a year for an everyday customer. $5 a month. $100 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · open.bylinebank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · bylinebank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#170of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Contactless card
- Debit card
- Mobile check deposit
- Mobile wallet
- Online opening
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthopen.bylinebank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- at least a $500 average account balance
- a $10,000 combined account balance
- Minimum to open
- $100bylinebank.com, checked Nov 8, 2026
- Overdraft fee
- $36bylinebank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $36bylinebank.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 5bylinebank.com, checked Nov 8, 2026
- ATM network
- over 55,000 Byline and Allpoint® ATMs worldwidebylinebank.com, checked Nov 8, 2026
- ATMs in the network
- 55,000bylinebank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3bylinebank.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%bylinebank.com, checked Nov 8, 2026
- Incoming domestic wire
- $15bylinebank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30bylinebank.com, checked Nov 8, 2026
- Incoming international wire
- $15bylinebank.com, checked Nov 8, 2026
- Outgoing international wire
- $50bylinebank.com, checked Nov 8, 2026
- Inactivity fee
- $5bylinebank.com, checked Nov 8, 2026
- Early closure fee
- $25bylinebank.com, checked Nov 8, 2026
- Cashier’s check
- $10bylinebank.com, checked Nov 8, 2026
- Stop payment
- $35bylinebank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees