Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Byline Bank · Checking account
Byline Student Checking
$0 a year for an everyday customer. No monthly fee. $1 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · bylinebank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · bylinebank.com
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Debit card
- Joint accounts
- Minor accounts
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonebylinebank.com, checked Nov 1, 2026
- Minimum to open
- $1bylinebank.com, checked Nov 1, 2026
- Overdraft fee
- $36bylinebank.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $36bylinebank.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 5bylinebank.com, checked Nov 1, 2026
- ATM network
- Byline ATMs and AllPoint Network ATMs are free; other ATMs have the first 3 transactions per statement cycle free, then $3.00bylinebank.com, checked Nov 1, 2026
- ATMs in the network
- 55,000bylinebank.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $3bylinebank.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 3%bylinebank.com, checked Nov 1, 2026
- Incoming domestic wire
- $15bylinebank.com, checked Nov 1, 2026
- Outgoing domestic wire
- $30bylinebank.com, checked Nov 1, 2026
- Incoming international wire
- $15bylinebank.com, checked Nov 1, 2026
- Outgoing international wire
- $50bylinebank.com, checked Nov 1, 2026
- Inactivity fee
- $5bylinebank.com, checked Nov 1, 2026
- Early closure fee
- $25bylinebank.com, checked Nov 1, 2026
- Cashier’s check
- $10bylinebank.com, checked Nov 1, 2026
- Stop payment
- $35bylinebank.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 13bylinebank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees