Monthly fee

Not stated

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

Cathay Bank · Checking account

Cathay Basic Checking

−$60 a year for an everyday customer. Monthly fee not stated.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
Not stated
To open
Not stated

Against the market

How it ranks

#681of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

In the bank’s words

Terms

Fees

Overdraft fee
$25cathaybank.com, checked Nov 8, 2026
Returned item (NSF) fee
$25cathaybank.com, checked Nov 8, 2026
Most overdraft fees in a day
2cathaybank.com, checked Nov 8, 2026
ATM network
MoneyPasscathaybank.com, checked Nov 8, 2026
Out-of-network ATM fee
$2cathaybank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1%cathaybank.com, checked Nov 8, 2026
Incoming domestic wire
$10cathaybank.com, checked Nov 8, 2026
Incoming international wire
$10cathaybank.com, checked Nov 8, 2026
Early closure fee
$30cathaybank.com, checked Nov 8, 2026
Cashier’s check
$10cathaybank.com, checked Nov 8, 2026
Stop payment
$30cathaybank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on cathaybank.com

We don’t earn anything from this link.