Monthly fee
$3
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Cathay Bank · Checking account
Cathay Everyday Checking
$0 a year for an everyday customer. $3 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · cathaybank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · cathaybank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#324of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Check writing
- Debit card
- No overdraft fees
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $3 a monthcathaybank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- sign-up for eStatement
- qualifying direct deposit of $100 or more in total monthly statement cycle
- Minimum to open
- $25cathaybank.com, checked Nov 8, 2026
- Overdraft fee
- Nonecathaybank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonecathaybank.com, checked Nov 8, 2026
- ATM network
- PULSE Select® / Money Pass® ATM networkcathaybank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2cathaybank.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%cathaybank.com, checked Nov 8, 2026
- Incoming domestic wire
- $10cathaybank.com, checked Nov 8, 2026
- Incoming international wire
- $10cathaybank.com, checked Nov 8, 2026
- Inactivity fee
- Nonecathaybank.com, checked Nov 8, 2026
- Early closure fee
- Nonecathaybank.com, checked Nov 8, 2026
- Cashier’s check
- $10cathaybank.com, checked Nov 8, 2026
- Stop payment
- $30cathaybank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees