Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Coastal · Checking account

Coastal Basic Checking

$0 a year for an everyday customer. No monthly fee. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#404of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Branch access
  • Budgeting tools
  • Check writing
  • Debit card
  • Early direct deposit
  • Mobile check deposit
  • No minimum balance
  • Online opening
  • Overdraft protection transfer
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonecoastal24.com, checked Nov 1, 2026
Minimum to open
$25coastal24.com, checked Nov 8, 2026
ATM network
CO-OP, CashPoints, Allpoint, Sheetz (Coastal network)coastal24.com, checked Nov 8, 2026
ATMs in the network
55,000coastal24.com, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Employed by one of the hundreds of eligible associations, organizations, or businesses we partner with.
  • An immediate family and household member of someone who has already joined Coastal.
  • Live or work in the cities of Littleton, NC; Weldon, NC; Aurelian Springs, NC; Airlie, NC; Halifax, NC; Arcola, NC; Hollister, NC; Brinkleyville, NC; Heathsville, NC; Tillery, NC; Enfield, NC; Scotland Neck, NC; Whitakers, NC; Castalia, NC; Red Oak, NC; Dortches, NC; Leggett, NC; Wrendale, NC; Speed, NC; Nashville, NC; Rocky Mount, NC; West Edgecombe, NC; Woodcrest Park, NC; and Tarboro, NC, including anyone who lives, works, worships or attends school in, and does business and other legal entries located in Vance County, NC.
  • Become a Champion for Change with the Coastal Credit Union Foundation, with an $18 Coastal Credit Union Foundation membership contribution, which can be deducted from your Coastal Savings Account. ($18)
coastal24.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on coastal24.com

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