Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Coastal · Checking account
Coastal Student Basic Checking
$0 a year for an everyday customer. No monthly fee. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Oct 25, 2026
Issuer's page · coastal24.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Oct 25, 2026
Issuer's page · coastal24.com
The source states this figure; we have no exact sentence on file yet.
Features
- Budgeting tools
- Check writing
- Debit card
- Early direct deposit
- Joint accounts
- Minor accounts
- Mobile wallet
- No foreign transaction fee
- No minimum balance
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonecoastal24.com, checked Oct 25, 2026
- Minimum to open
- $25coastal24.com, checked Oct 25, 2026
- ATM network
- Coastal network; CO-OP, CashPoints, Allpoint, Sheetz (no surcharge)coastal24.com, checked Oct 25, 2026
- ATMs in the network
- 55,000coastal24.com, checked Oct 25, 2026
- Out-of-network ATM fee
- Nonecoastal24.com, checked Oct 25, 2026
- Paper statements
- Nonecoastal24.com, checked Oct 25, 2026
Who can open it
- Membership
- Membership required:
- Employed by one of the hundreds of eligible associations, organizations, or businesses we partner with.
- An immediate family and household member of someone who has already joined Coastal.
- Live or work in the cities of Littleton, NC; Weldon, NC; Aurelian Springs, NC; Airlie, NC; Halifax, NC; Arcola, NC; Hollister, NC; Brinkleyville, NC; Heathsville, NC; Tillery, NC; Enfield, NC; Scotland Neck, NC; Whitakers, NC; Castalia, NC; Red Oak, NC; Dortches, NC; Leggett, NC; Wrendale, NC; Speed, NC; Nashville, NC; Rocky Mount, NC; West Edgecombe, NC; Woodcrest Park, NC; and Tarboro, NC, including anyone who lives, works, worships or attends school in, and does business and other legal entries located in Vance County, NC.
- Become a Champion for Change with the Coastal Credit Union Foundation, with an $18 Coastal Credit Union Foundation membership contribution, which can be deducted from your Coastal Savings Account. ($18)
- Minimum age
- 0coastal24.com, checked Oct 25, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees