APY
2.10%
As of Nov 8, 2026. Rates are variable.
Columbia Bank · Checking account
Columbia Performance Plus Checking
$1 a year for an everyday customer. $20 a month. $0.01 to open.
- A year, everyday customer
- $1
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · columbiabankonline.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · columbiabankonline.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · columbiabankonline.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#36of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Budgeting tools
- Card lock
- Debit card
- Interest bearing
- Mobile check deposit
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0.01 to $999.99
- 0.05%
- $1,000 to $9,999.99
- 0.10%
- $10,000 to $249,999.99
- 1.80%
- $250,000 to $499,999.99
- 2.10%
- $500,000 and up
- 0.10%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0.01columbiabankonline.com, checked Nov 8, 2026
- To earn the APY
- at least one qualifying direct deposit ... post to your account per statement cycle
- at least one qualifying ... external ACH debit / online bill payment post to your account per statement cycle
- APY when those aren’t met
- 0.05%columbiabankonline.com, checked Nov 8, 2026
- APY paid on balances up to
- $500,000columbiabankonline.com, checked Nov 8, 2026
Fees
- Monthly fee
- $20 a monthcolumbiabankonline.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- A daily minimum balance of $1,000.00 must be maintained each day of the statement cycle to waive a monthly Maintenance Service Charge of $20.00.columbiabankonline.com, checked Nov 8, 2026
- Minimum to open
- $0.01columbiabankonline.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $20 a monthcolumbiabankonline.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money