APY on $10,000

0.05%

As of Nov 8, 2026. Rates are variable.

Columbia Bank · Money market account

Columbia Prosper Money Market Account

$5 a year on $10,000 at today’s 0.05% APY. $15 a month.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#74of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Rates by balance

$0.01 to $2,499.99
0.05%
$2,500 to $4,999.99
0.05%
$5,000 to $9,999.99
0.05%
$10,000 to $24,999.99
0.05%
$25,000 to $50,000
0.10%
$50,000 to $100,000
0.15%
$100,000 to $250,000
0.30%
$250,000 to $500,000
0.50%
$500,000 to $1,000,000
0.75%
$1,000,000 and up
1.00%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthcolumbiabank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • No monthly maintenance fee with a $10,000 minimum daily balance
  • No monthly maintenance fee with $25,000 combined in deposits and outstanding loan balance in eligible accounts
columbiabank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on columbiabank.com

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